About Quantum Capital Advisors

Quantum Capital Advisors

Commercial & Asset Based Lending

Creative Financing

Creative financing is our specialty. Initially in the debt-funding process, we look closely at the three areas that most frequently require customized solutions:

Hidden Collateral

We can analyze both on and off-balance sheet assets, as well as non-traditional assets that may serve as collateral for lending purposes. We constantly searches the market for new specialty finance companies willing to lend on collateral types previously underserved.

Credit Enhancement

There are lending scenarios that require adding a third party guarantor to provide the missing ingredient necessary to motivate lenders to propose funding. This "Lead the Lender" approach can tip the balance of a transaction in the borrower's favor.

Early Stage Turnarounds

Companies emerging from difficult periods often need a convincing presentation in the lender's language to reach the conclusions necessary to provide funding at closing. Quantum Capital Advisors' pre-underwriting process enhances a borrower's funding presentation in a way that distinguishes the transaction in the view of the lender.

Diligence First, Propose Later

Financial institutions greatly value the due diligence that Quantum Capital Advisors performs for companies and clients with complex financial needs or who may find it difficult to obtain financing. It provides an impartial financial perspective that goes beyond generally accepted accounting principals (GAAP) to evaluate collateral assets and cash flow.

By conducting due diligence in the lender's format prior to approaching the qualified lenders in the market, Quantum Capital Advisors’ “Lead the Lender” approach adds significant value to borrowers by:

• Dramatically Reducing The Overall Funding Process Timeline
  
  
• Enabling Lenders To Confidently Issue Meaningful Proposals
  
  
• Identifying Early In The Process Any Collateral, Cash Flow, Or Cash Availability Shortfall Issues That May Affect Or Impede The Loan Closing
  
  
• Reducing Borrower Uncertainty As To The Credibility Of Proposals Issued By Lenders
  

No Upfront Fees

Unlike most commercial lending companies, Quantum Capital Advisors does not require any upfront fees from the borrower until a term sheet or proposal has been provided by the lender, detailing the terms of the loan. We want to establish long term relationships and we look forward to earning your business.

The Team

David Sosa and his team are behind the success of Quantum Capital Advisors. Mr. Sosa and his team have numerous years of experience in asset based lending, sourcing commercial real estate transactions and the management of various portfolios. Their constant drive to demand the highest standards of

honesty, professionalism and service is the enduring commitment they have towards the various clients they serve. The desire to provide financing solutions, helping people achieve their goals has enabled this company to grow while establishing long term relationships with industry professionals and clients alike. The organization's commitment to every transaction ensures all clients receive immediate and careful consideration from origination to closing.